IBEW Local 66 Income Protection
Continue getting paid if you can’t work due to illness, injury, surgery or death!
PLAN INFORMATION OVERVIEW
– Short-Term Disability (STD) pays for up to 24 weeks
– Long-Term Disability (LTD) pays for up to 2 or 5 years
– Life Insurance w/ AD&D for Member, Spouse, and/or Child(ren)
No medical tests, questions, or underwriting to enroll; no active working Member of IBEW Local 66 can be denied coverage!
Time Left to Enroll
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Enrollment Ends 7/19/2024
Coverage Begins 8/1/2024
Potential Income Lost
(during the first 26 weeks of a disability)
EXAMPLE: $80,000 Total Earnings ($1,539 a Week)
Example based on average earnings.
ARE YOUR CURRENT BENEFITS ENOUGH?
SHORT-TERM DISABILITY (STD)
Members currently covered by the Lineco Plan have a Short-Term Disability benefit of $600 weekly for the first 26 weeks. If your paycheck is normally $1,539/week and you get sick or injured, approximately 61% of your paycheck is at risk!
LONG-TERM DISABILITY (LTD)
There are ZERO benefits through the local. Without enrolling in these new coverages being offered, 100% of your paycheck is at risk!
LIFE INSURANCE
The local has a $4,000 Life Insurance benefit from American Income Life. Additional life insurance coverage would allow you to provide for your loved-ones.